Introduction
Lots of businesses rely on their fleet of vehicles to go about their daily business, whether it’s transporting stock, serving customers or carrying out work.
As you know, insuring any vehicles on a public road is required by law in the UK.
Sometimes standard motor insurance simply doesn’t cut it. The tricky part can sometimes be remembering the different renewal dates and cover details for your various policies.
As your fleet grows, so too does the complexity and amount of time it takes to manage all the separate policies.
What is Motor Fleet Insurance?
If your business has more than one vehicle where the main use is business then fleet insurance can protect them under one policy.
Make things simple
A Motor Fleet Policy pools together all of your company vehicles into one policy.
- One renewal date
- Consolidated cost
- Saves you time
- Sometimes works out cheaper
- Easier to edit and manage
Many commercial fleet policies make it easy and more cost-effective than a standard motor insurance policy to add more vehicles to your fleet.
Three main types of insurance:
- Third party – the minimum required by law
- Third party fire and theft
- Comprehensive
Why you might need Motor Fleet Insurance
In short, if you drive more two
Testimonial
“James has been extremely helpful and attentive throughout the process- got us a lower price for a larger fleet on better terms, and easier to deal with by a long way than the broker we used previously.”
Closing
If your employees use their own private vehicles for work, then you are not obliged to pay for their insurance. However, you are required to ensure they have the minimum cover required by law. This means ensuring employees declare the fact their personal vehicle is being used for work purposes to their insurance provider.
If your employees drive company vehicles then it is your responsibility to purchase appropriate motor insurance.
Call to action
At Jukes Insurance Brokers, we’ll take a look at your vehicles, drivers and more to build a motor fleet policy that saves you time and money. Call our friendly team on 01527 874092 for a free quote.
